How to Make a Loan

Apply for a Loan Via Whatsapp

Need a Quick Loan?

Get approved in a few simple steps.

Loans between R500 to R5000

Loan terms of 1 to 3 months

Apply online or via WhatsApp

Our Process is Simple and Quick

We do not have lengthy application processes; everything is done fast and efficiently!

We are Transparent

We do not have hidden fees. You will be informed about all our fees before you apply.

We are Responsible

We take care to lend responsibly and to treat all our customers fairly.

We keep your Details Private

Any personal details shared with us will not be shared with any third parties.

Have a question? Need advice?

Compliance and Privacy

We are fully accredited with the National Credit Regulator. Our services are 100% compliant and active.

All information gathered through our website is treated with strict confidentiality. We will never sell, trade, or transfer your personal details to any third parties. We will only release information to comply with the law or to protect our rights or the rights and safety of others. 

To learn more about interest or other applicable fees, please contact us. 

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What You Need to Apply

Find out how you can qualify. 

To qualify for a loan, you need to be employed and earn a regular salary. A loan will be granted once your income and expenses have been verified. A credit check will be performed. However, a bad credit record doesn’t automatically disqualify your application.

Documents required to apply:

Frequently Asked Questions

What do I need to apply?

Besides all the required documents mentioned above, you also need to be a South African citizen or permanent resident and above the age of 18 years.

Do I need a bank account?

Yes. You need an active bank account registered in your name.

How do repayments work?

You can choose the period between one and three months to repay the loan. We offer convenient repayment options, including debit orders.

Can I still apply if I have a bad credit record?

Yes. We will carefully evaluate your application to confirm if you can afford to pay off the loan amount.

How much can I borrow?

We offer loans from R500 up to R5000.

When do I receive the money?

This is up to you. We can make payments on the same day your loan is approved. It may take up to 24 hours to reflect in your account.

How do you approve loans?

We consider many factors, including income, expenses, and repayment ability, before we decide on your suitability for a loan. We have to be satisfied that all our candidates will be able to repay the borrowed amount.

What happens if I cannot repay my loan?

We will be forced to hand your account over to our legal department and, ultimately, to a debt collecting company.

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